How would you like the money? http://thumbzilla.fun/ thumbzilla.com Richard Mills typifies the private investor who has become disenchanted with financial advice. An IT consultant in his late fifties, Mr Mills, who lives in Buckinghamshire, first saw an independent financial adviser 10 years ago. By then he had a large number of pension pots accrued through past employment, as well as Isas and other ad hoc investments.